Improving the financial well-being of your employees.

SmartAdvance helps your employees on the road to financial freedom.
Hero image @3x
Loved by companies & employees like yours

Who is SmartAdvance?

What we do

SmartAdvance offers tailor-made financial solutions for your employees’ personal needs. We provide free financial education to enable good decisions.

How it works

Based on an employer smart assessment we create relevant, personalised financial products according to their needs. 

Who is Smartadvance@2x

Financial wellness makes for happy employees.

Our products

Our range of products and services offer financial solutions for today as well as financial protection for the future.

Wage streaming icon@3x

Wage streaming

Allows employees access to their wages as they earn them.

Credit Icon@3x


Provides credit for emergencies and unexpected expenses.

Insurance icon@3x


Provides future financial protection of employees.

Home improvement

Home improvement loan

Renovate or build the home of your dreams with our home improvement loan.

Success in numbers@3x

Success in numbers

R 0 bn
Rand disbursed

Success stories

We’re proud to have provided financial services to 120 000+ incredible employees to date. Here’s what some of them had to say:

Value added servces

What you get

Employer smart report

SmartAdvance generates in-depth reports on the financial status of your employees, based on their credit scores.

Employer dashboard

Employers have access to a personalised dashboard, showing which employees have accounts with SmartAdvance, their outstanding balances, and the option to review and approve staff applications for SmartAdvance products and services.

Value added services@3x
What your employees get@3x

What your employees get

Debt rehabilitation

We offer employees rehabilitation loans to provide relief for over-indebtedness, bad judgements and administration orders, while reducing their monthly installments.

Credit scoring

We provide employees with credit score information and advice for improvement.


Our free education modules teach employees core skills to improve their financial well-being.
SmartAdvance aims to enable clients to make sound financial decisions