The financial wellness
of your employees
starts here

SmartAdvance helps your employees on the road to financial freedom.
Loved by companies & employees like yours

Who is SmartAdvance?

What we do

We partner with employers to provide responsible financial products and services that promote the financial well-being of users.

How it works

We offer products to your employees that are linked to their salaries and tailored to their needs. Together we empower them to take control of your finances.

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Financial wellness is the key driver of
sustainable & happy employees.

Our products

We help improve the financial well-being of your employees with a range of products and services.

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Wage streaming

Allowing employees access to their wages as they earn them.

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Provide credit for large expenses and emergencies.

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Securing financial well-being through great insurance products.

Success in numbers

R 0 bn
Rand disbursed

Success stories

We’re thrilled to have provided services to over 120 000 incredible employees to date. Here’s what some of them had to say:

Value added servces

What you get

Employer smart report

We analyse and generate an in-depth report on the financial status of your employees based off their credit scores to give you an overview of their financial situation.

Employer dashboard

You have access to a personalised dashboard giving you oversight on who of your staff have active accounts with us and the outstanding amount, as well as control over the staff application on the products and services.

What your employees get

Debt rehabilitation

We offer rehabilitation loans to help relieve over-indebtedness, remove bad judgments and assist with admin orders, whilst reducing their monthly installments.

Credit scoring

We provide employees with their credit scores and advise on how to better them.


We offer free education modules that help upskill your employees in the world of personal finance and other applicate skills.